Hometown Quotes is a website that provides an efficient way for you to get quotes from multiple insurance companies or agents.
Please read this document and other incorporated policies carefully before accessing and using any part of the Website.
1. Your Acceptance of the Agreement by Use
You agree to be bound by the Agreement if you access or use any part of the Website at any time whether or not you provide any information to HTQ via this website. You also agree to have the Agreement provided to you in electronic format and agree to receive information electronically.
2. Consent to Changes to the Agreement
3. Your Warranty
You represent, warrant, and covenant that: (i) you have the legal capacity and authority to enter into this Agreement; (ii) all statements about your personal information are current, true and accurate; (iii) you will update your personal information if it becomes inaccurate; (iv) you will use the Website and other services in strict accordance with this Agreement and all applicable city, state, and federal government laws, regulations, and ordinances; (v) you will not infringe or misappropriate the intellectual property rights of HTQ or other third parties; and (vi) you will not make material misrepresentations of fact or defamatory statements about people, services, products or goods.
4. Use of Website Services
To use the Websiteâ€™s Services you must be 18 years of age or older at the time of use and mentally competent to agree to the Agreement and comply with its terms and conditions. This website is only intended for citizens and legal residents of the United States of America. Use by any other person is prohibited.
When using this site, you must fill in all mandatory fields with true, accurate, complete and current information about yourself. HTQ may suspend or terminate your use if it in its sole discretion suspects that your information is incomplete, inaccurate or untrue.
Registration and use of the Website is void where prohibited.
5. Intellectual Property
The Website contains logos, graphics, trademarks and service marks and other content that are owned by HTQ and other third parties. The Agreement does not give you the right to use, display, copy, or reproduce in any way any of these logos, marks, or graphics. This Agreement does not transfer to you any intellectual property or other proprietary rights. HTQ maintains all rights, titles and interest to its intellectual property and other content.
6. DMCA Notice and Takedown Procedure
HTQ respects the intellectual property rights of others and expects Users to do likewise. HTQ complies with the provisions of the Digital Millennium Copyright Act (â€œDMCAâ€) and responds to allegations of copyright infringement in notices that comply with the provisions of the DMCA. As part of our DMCA compliance, we may take down, remove or disable access to allegedly infringing Website content. Then, pursuant to the DMCA, we will make a good-faith attempt to contact the Website User who posted the content to allow them to make a counter notification.
HTQ has established a Designated Agent with the US Copyright Office. The contact information for our Designated Agent is:
Donna K. Houchin
10940 S. Parker Rd., Suite 407Â
Parker, CO 80134-7440
If you are a copyright owner or agent of a copyright owner and believe that any content on the Website infringes your copyrights, you may request that such content be removed from the Website by submitting a notification pursuant to the DMCA.
To request removal of any content that you believe infringes your copyright, please send a written notice (â€œNoticeâ€) to the address listed below:
This or That Media, INC. dba Hometown QuotesÂ
10940 S. Parker Rd., Suite 407
Parker, CO 80134-7440
Your written Notice must contain all of the following information:
6. Your physical or electronic signature.
You understand and acknowledge that if your Notice does not comply with all of the above requirements, your DMCA Notice may not be valid. Also, note that under Section 512(f) of the Copyright Act, any person who knowingly materially misrepresents that material or activity is infringing and may be subject to liability.
Content posted by Users is the responsibility of the User and not HTQ.
7. DMCA Counter-Notification
If you believe that Your User Content has been erroneously removed because it was improperly identified as violating a copyright, you may send us a counter notice to have your User Content re-posted (â€œCounter Noticeâ€).
If you choose to send a Counter Notice, you must send a written Counter Notice to our Designated Agent:
DMCA Designated Agent: Donna Houchin
This or That Media, INC. dba Hometown Quotes
10940 S. Parker Rd., Suite 407Â
Parker, CO 80134-7440
Your written Counter Notice must contain all of the following information:
9. DISCLAIMER OF WARRANTIES
USE OF THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE IS PRESENTED â€œAS IS.â€ HTQ DOES NOT MAKE ANY REPRESENTATION OR WARRANTY OF ANY KIND WHATSOEVER RELATED TO THE WEBSITE, LINKED SITES, OR ANY CONTENT THAT MAY BE ACCESSIBLE DIRECTLY OR INDIRECTLY THROUGHT THE WEBSITE.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, HTQ EXPRESSLY DISCLAIMS REPRESENTATIONS AND WARRANTIES OF ANY AND ALL KIND WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO: (a) WARRANTIES OF NON-INFRINGEMENT OF ANY THIRD-PARTY INTELLECTUAL PROPERTY OR PROPRIETARY RIGHTS; (b) WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE OR WARRANTY OF TITLE; (c) WARRANTIES RELATING TO TRANSMISSION OR DELIVERY OF THE WEBSITE OR THAT USE OF THE WEBSITE WILL BE CONTINUOUS OR UNINTERRUPTED OR AVAILABLE AT A PARTICULAR TIME OR IN A PARTICULAR LOCATION; (d) WARRANTIES RELATED TO THE ACCURACY, COMPLETENESS, SAFENESS, RELIABILITY OF THE WEBSITE CONTENT WHETHER POSTED BY HTQ, A USER, OR BY HTQ EQUIPMENT OR PROGRAMMING ASSOCIATED WITH THE WEBSITE OR ASSOCIATED SERVICES; AND (e) WARRANTIES RELATING TO PERFORMANCE, CORRECTION, CHANGES, NONPERFORMANCE, OR OTHER ACTS OR OMISSIONS BY HTQ OR ANY OTHER PERSON OR ENTITY.
HTQ DISCLAIMS ANY RESPONSIBILITY FOR ANY ERROR, DELETION, OMISSION, OR DEFECT IN WEBSITE CONTENT OR ITS TRANSMISSION AND FOR DAMAGE TO YOUR COMPUTER OR EQUIPMENT FROM YOUR USE OF THE WEBSITE AND THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO YOUR INFORMATION OR CONTENT.
10. LIMITATION OF LIABILITY
EXCEPT TO THE EXTENT REQUIRED BY APPLICABLE LAW, HTQ, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DELIVERING, THE WEBSITE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES IN CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY FOR INDIRECT, DIRECT, INCIDENTAL, CONSEQUENTIAL, LOST PROFITS, LOSS OF REVENUE, INCOME OR ANTICIPATED PROFITS OR SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (EVEN IF HTQ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), INCLUDING BUT NOT LIMITED TO DAMAGES ARISING OUT OF OR RELATED TO WEBSITE ACCESS, USE, MISUSE, CONTENT, TRANSMISSION, OPERATION OR WEBSITE USER CONDUCT, INCLUDING BUT NOT LIMITED TO DAMAGES RELATED TO PAIN AND SUFFERING, EMOTIONAL DISTRESS, PHYSICAL INJURY OR TRADEMARK, COPYRIGHT OR PATENT INFRINGEMENT AND TRADE SECRET MISAPPROPRIATION.
YOU AGREE TO RELEASE HTQ, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AND AGENTS FROM ANY AND ALL CLAIMS, DEMANDS, AND DAMAGES OF EVERY KIND AND NATURE ARISING OUT OF OR IN ANY WAY CONNECTED WITH ANY DISPUTE WITH ANOTHER USER OF THE WEBSITE.
You agree to indemnify, defend and hold harmless HTQ and its directors, officers, employees, and agents against any and all claims, demands, or suits brought by any party, including but not limited to all expenses, costs, losses, liability, reasonable attorney fees and court costs, arising out of or related to your access and use of the Website, including but not limited to a breach of a warranty or covenant of this Agreement or Content that is posted, uploaded or associated with the Website.
This Agreement will continue to apply until you or HTQ terminate it. You may terminate this Agreement at any time by ceasing to access and use the Website.
Your use of the Website may be terminated at anytime without prior notice, with or without cause for any reason, including but not limited to HTQâ€™ determination that you have breached this Agreement. Termination of your access and account is at the sole discretion of HTQ.
The disclaimer of warranties, the limitation of liability and the jurisdiction and applicable law provisions shall survive any termination of this Agreement.
13. Our Service
This website is an internet shopping service and does not provide a substitute for professional advice from a licensed insurance agent. To be clearâ€”HTQ is not party to any insurance transaction initiated through this website; HTQ is not an insurance company; HTQ is not an insurance agency; HTQ does not provide any professional advice about insurance. It is your responsibility to make your own choices about your insurance coverage including the carrier your select, the agent you select, and any choices you make about your coverage or lackthereof. Any link, phone number or other way of accessing insurance companies or agencies provided on this website may be sponsored.
14. Jurisdiction and Choice of Law
This Agreement and any use of the Website shall be governed by and construed under the laws of the State of Colorado, without regard to its conflict of laws provisions. Any controversy or proceeding arising out of or related to this Agreement shall be brought only in the federal or state court in the State of Colorado. You expressly submit to personal jurisdiction and venue in any Colorado court and will not object to such jurisdiction on the ground of forum non conveniens or otherwise.
You may not assign this Agreement or delegate its duties. HTQ may assign this Agreement (and any license contained in it) to any person or entity without condition.
No waiver of any term or condition of or any breach of this Agreement or of any part of it shall be deemed a waiver of any other term or condition or of any later breach of the Agreement or of any part of it.
If any provision of this Agreement is found to be unenforceable, void, or unlawful, that provision is severed from this Agreement and does not affect the enforceability and validity of this Agreement or any of the other provisions.
18. Entire Agreement
This Agreement constitutes the complete agreement between the parties and supersedes all other agreements, promises, representations and negotiations, whether written or oral, between the parties regarding the subject matter of the Agreement.
Your Account Director will provide you with a free analysis of your territory.