Our Team

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Patrick Ruddy

Chief Sales Officer

Joe Perniciaro

Regional Director

Gus Viart

Regional Director

Kathy Chapple

Regional Director

Hillary Ball

Sales Support Representative

Randall Cox

Agent Services Representative

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Patrick Ruddy

Chief Sales Officer

Patrick Ruddy is an experienced Business Development Executive with over 20 years of experience in Business Development and Sales.

He’s a forward thinking professional with a strong track record in assuring the growth in both start-ups and established businesses.  Patrick brings a diverse background starting in the dotcom era, IT, Tech, and primary healthcare prior to joining Hometown Quotes.

His strong communication skills and style allow him to work well within the team environment.  Patrick excels at managing the development of high performing teams by understanding the needs of his customer.

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Joe Perniciaro

Regional Director

Years with Hometown Quotes – I’ve been with Hometown Quotes for 5y rs

What I like most about my job – Coaching Agency sales teams on scripting and process development.

Favorite sports team – New Orleans Saints.

When I’m not working I like to – Spending quality time with my family, golfing, and cooking.

Territory – Southeast West
You can reach me at 720.408.2664

Agent Sales

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Gus Viart

Regional Director

Years with Hometown Quotes – I have been with Hometown Quotes for 4yrs

What I like most about my job – Working with agents.

Favorite sports team? SF Giants

When I’m not working I like to –  Spend time with family and friends.

Territory – Southeast

You can reach me at 720-608-4564

Agent Sales

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Kathy Chapple

Regional Director

Years with Hometown Quotes – I’ve been with Hometown Quotes for 2 1/2 years

What I like most about my job -Connecting with agents is my jam.

Favorite sports team -I’d have to say I am a Steelers fan … diehards in this house – when they are happy, I am happy!

When I’m not working I like to -When I am not here I like to hang out with my friends and family – skiing, walking, shopping, eating…

Territory – Midwest
You can reach me at 720-897-3240

Agent Sales

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Hillary Ball

Sales Support Representative

Years with Hometown Quotes – I’ve been with Hometown for 6yrs.
What I like most about my job -The one thing I enjoy most about HTQ is the consistent change to always improve. Every idea is a great idea!
Favorite sports team -Oklahoma Sooners.
When I’m not working I like to -When not working I enjoy being at the lake with my kiddos, with some good food on the grill!

You can reach me at 931-374-1608

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Randall Cox

Agent Services Representative

“I appreciate the honest “thank you” I get when I get it right, and the challenge of making sure each customer has their needs met—and exceeded—every time.”


With a background in marketing, life insurance sales and recruiting life and annuity producers, Randall boasts an impressive 20 years in the industry—but he didn’t stop there. He’s also served as a pastor and teacher—a role he’s held alongside a successful career—for more than 15 years.

Since Randall joined Hometown Quotes, he’s been using his vast understanding of the insurance industry to help agents grow their business. He is currently pursuing his master’s degree in pastoral counseling through the National Christian Counselors Association and speaks Spanish fluently.