Welcome to the Principal Financial Group® Page
Here you can learn more about Principal Financial Group, one of the leading insurance providers in the United States, and how they can help protect you and your family with a variety of coverage options.
Principal Financial Group Story
Principal Financial Group, often referred to as simply “Principal,” is a global financial services company headquartered in Des Moines, Iowa. Founded in 1879, Principal has grown to become a well-established leader in the insurance and financial services industry, offering a range of products and solutions for both individuals and businesses. Its services include retirement plans, life insurance, disability insurance, investment management, and more.
Principal operates in several key markets worldwide and has a strong reputation for helping customers achieve long-term financial security. Its mission is centered on helping people and organizations make progress toward their financial goals through expert guidance, innovative solutions, and customer-first service.
Principal provides a variety of life insurance options, including term life, universal life, and variable universal life insurance, designed to offer financial protection to families and beneficiaries.
A major focus of Principal’s business is offering retirement plans, such as 401(k) plans and IRAs, for both individuals and businesses. They manage retirement savings accounts for millions of people globally.
Principal offers investment management services, mutual funds, and financial planning solutions for individuals looking to build their wealth. The company provides group insurance products such as disability insurance, vision insurance, and dental insurance to companies looking to offer benefits to their employees.
With a strong presence in both individual and group markets, Principal is trusted by millions of clients to provide the financial solutions they need to secure their future.
Hear from Principal Financial Group Customers
Overall Customer Rating
All responses are based on an independently conducted survey and ranked on a 5-point scale.
What makes Principal Financial Group great?
Principal Financial Group stands out for its comprehensive range of financial products, including life insurance, retirement solutions, and employee benefits. What sets Principal apart is its focus on holistic financial wellness, offering retirement and investment planning tools designed to help customers reach long-term financial goals. The company also provides extensive employee benefit programs, such as disability, dental, and vision insurance, making it a popular choice for businesses seeking well-rounded benefits packages. Principal’s strong commitment to retirement solutions and financial education resources ensures that individuals and businesses can make informed decisions.
Principal is known for offering a straightforward claims process for both life insurance and employee benefit plans. Customers can file claims online or via phone, with dedicated support teams available to guide them through the process. The company offers a user-friendly online portal that allows policyholders to manage accounts, access resources, and file claims efficiently. Customer service is consistently rated as responsive and knowledgeable, with Principal prioritizing clear communication and support throughout the claims journey.
Principal Financial Group enjoys a strong reputation for financial stability, earning high ratings from major credit rating agencies. It holds an A+ rating from A.M. Best, AA- from S&P Global, and Aa3 from Moody’s, which reflect the company’s ability to meet its financial commitments and maintain stability during economic shifts. With over 140 years of experience, Principal’s financial strength ensures peace of mind for its policyholders, making it a trusted leader in the financial and insurance industries.
A.M. Best
Moody's Ratings
S&P Global Rating
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