Have Questions? (800) 820-2981

Welcome to our Auto Owners® Page

Here you can learn more about Auto Owners Insurance, one of the leading insurance providers in the United States, and how they can help protect you and your family with a variety of coverage options.

Auto Owners Company Story

Auto-Owners Insurance, established in 1916, is a mutual insurance company that has grown to become one of the largest property and casualty insurance providers in the United States. Headquartered in Lansing, Michigan, Auto-Owners operates in 26 states, serving millions of policyholders with a wide range of insurance products.

Key Features of Auto-Owners Insurance:

Auto-Owners Insurance provides a comprehensive suite of insurance products, including auto insurance, home insurance, life insurance, business insurance, and various specialty lines. This diversity allows customers to consolidate their insurance needs with a single carrier.

Auto-Owners distributes its insurance products through a network of independent insurance agencies. This model emphasizes personalized service, with local agents working closely with policyholders to understand their unique needs and provide tailored coverage solutions.

In summary, Auto-Owners Insurance stands out as a leading mutual insurance company with a strong presence in the property and casualty insurance market. With a commitment to diverse coverage options, personalized service through independent agents, and a history of financial strength, Auto-Owners continues to be a trusted choice for individuals, families, and businesses seeking dependable insurance solutions.

Hear from Auto Owners Customers


Overall Customer Rating

All responses are based on an independently conducted survey and ranked on a 5-point scale.

What makes Auto Owners great?

Auto-Owners Insurance distinguishes itself with a range of unique features designed to provide added value to policyholders. One notable aspect is the company’s commitment to offering a diverse array of insurance products, encompassing auto, home, life, business, and specialty lines. This comprehensive approach allows customers to consolidate their insurance needs under one reliable provider. Additionally, Auto-Owners stands out for its distribution model, relying on independent insurance agencies. This ensures a personalized touch, with local agents assisting customers in understanding their specific coverage requirements and tailoring solutions accordingly.

Auto-Owners Insurance is recognized for its exceptional claims service and customer-centric approach. The claims process is streamlined and efficient, with a dedicated team working to provide timely and fair settlements. Policyholders benefit from a commitment to quick claims resolution, minimizing the stress associated with unexpected events. The independent agency model further enhances customer service, as local agents can offer personalized assistance and guidance, building lasting relationships with policyholders.

With a history dating back to 1916, Auto-Owners Insurance has demonstrated a consistent commitment to financial strength and stability. The company receives high ratings from independent rating agencies such as A.M. Best, affirming its ability to meet financial obligations and maintain a secure financial position. Policyholders can have confidence in the long-term reliability and security of their coverage with Auto-Owners, making it a trusted choice in the insurance industry.

In summary, Auto-Owners Insurance combines a diverse range of insurance offerings with a commitment to personalized service through independent agents. With a focus on efficient claims processing and a strong foundation of financial stability, Auto-Owners continues to be a dependable choice for individuals and businesses seeking comprehensive and reliable insurance coverage.

A.M. Best

A++ Rating


A+ Rating

S&P Global Rating


Think Auto Owners is Right for you?

Let us help you beat inflation by finding the best deal to meet your needs. As a trusted online insurance marketplace, we connect consumers like you to local agents and carriers across the United States. Still shopping around? View our other Carrier Overviews here.

Save On Your Insurance

Lower your monthly expenses and have more money to put towards other important things in your life.

Auto Insurance Quotes

Whether you drive a car or a truck, have a single-driver or multi-driver household, and need full coverage or the bare minimum, we can help find the best policy for you.

Home Insurance Quotes

Mansion or tiny home, century-old farmhouse or modern loft, we’re here to find the best policy to keep your home sweet home covered.

Life Insurance Quotes

Life Insurance might not be top of mind but protecting your loved one’s financial future is important. Find out more about coverage options that best fit you.