Welcome to our Subaru® Compare Page
Here you can learn more about Car Insurance Pricing and Subaru, one of the leading car brands in the United States. We’ll compare the most affordable and expensive makes and models on average for car insurance in the US.
What Factors go into Insurance pricing?
The average car insurance payment can vary significantly depending on various factors. These factors include:
Location: Insurance rates can vary greatly by location. Urban areas tend to have higher rates due to increased traffic and higher risk of accidents, while rural areas often have lower rates.
Driver’s Age and Driving History: Young and inexperienced drivers often face higher insurance premiums. A clean driving record with no accidents or violations generally leads to lower rates.
Coverage Levels: The type and amount of coverage you choose significantly impact your insurance costs. Liability-only coverage is typically cheaper than comprehensive or collision coverage.
Deductible: Your deductible is the amount you’re responsible for paying before your insurance coverage kicks in. A higher deductible often results in lower premiums, but it means you’ll pay more out of pocket in the event of a claim.
Credit Score: In some regions, insurance companies use credit scores to help determine premiums. A higher credit score can lead to lower rates.
Discounts: Insurance companies offer various discounts, such as safe driver discounts, multi-policy discounts, and more. Taking advantage of these discounts can reduce your premiums.
Annual Mileage: The number of miles you drive annually can affect your rates. The more you drive, the higher the risk, and the higher your premiums may be.
Top Safety Pick+
Subaru has earned more IIHS TOP SAFETY PICK+ awards than any other brand since 2013 as of June 2024.
J.D. Power
Subaru has earned more J.D. Power awards for Customer Loyalty than any other brand.
Most Popular Subaru Models
Hyundai models consistently popular among consumers include:
Subaru Outback: The Outback is a midsize crossover known for its versatility, rugged design, and off-road capability. It’s a popular choice for those who enjoy outdoor activities and need a vehicle that can handle various terrains.
Subaru Forester: The Forester is a compact SUV that offers ample space, safety features, and all-wheel drive, making it a favorite among families and outdoor enthusiasts.
Subaru Crosstrek: The Crosstrek is a subcompact SUV known for its practicality, fuel efficiency, and off-road capabilities. It’s popular with buyers looking for a smaller, more agile vehicle.
Subaru Impreza: The Impreza is a compact car available in both sedan and hatchback versions. It is known for its affordability, all-wheel-drive system, and fuel efficiency.
Subaru WRX: The WRX is a performance-oriented sedan with a strong fan base, known for its turbocharged engine and sporty handling.
Cheapest Models to Insure
Generally, more affordable and lower-powered vehicles may have lower insurance premiums compared to high-performance or luxury models. Subaru models that might have lower insurance costs include:
Subaru Impreza: The Impreza is a compact car available in both sedan and hatchback versions. It is known for its affordability, fuel efficiency, and all-wheel drive, making it one of the cheaper Subaru models to insure.
Subaru Crosstrek: The Crosstrek is a subcompact SUV with good fuel efficiency and practicality, which can contribute to lower insurance premiums.
Subaru Legacy: The Legacy is a midsize sedan that offers a balance of comfort, safety, and affordability, often resulting in reasonable insurance rates.
Subaru Forester: While not the cheapest, the Forester is a compact SUV known for its safety features and practicality, which can help keep insurance costs down compared to more performance-oriented models.
Most Expensive Models to Insure
Generally, high-performance or luxury models tend to have higher insurance premiums due to their higher repair and replacement costs. Subaru models that might have higher insurance costs include:
Subaru WRX: The Subaru WRX is a performance-oriented sedan known for its turbocharged engine and sporty handling. Its high-performance features can lead to higher insurance premiums.
Subaru WRX STI: This is a more powerful version of the WRX, with even more performance enhancements, making it one of the most expensive Subaru models to insure.
Subaru Ascent: The Subaru Ascent is a midsize SUV with three rows of seating. While not a performance vehicle, its size and the cost of repairs and parts can result in higher insurance costs compared to smaller models.
Subaru Outback XT: The turbocharged XT versions of the Outback offer more power and features, potentially leading to higher insurance rates compared to the base models.
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