Welcome to our Mazda® Compare Page
Here you can learn more about Car Insurance Pricing and Mazda, one of the leading car brands in the United States. We’ll compare the most affordable and expensive makes and models on average for car insurance in the US.
What Factors go into Insurance pricing?
The average car insurance payment can vary significantly depending on various factors. These factors include:
Location: Insurance rates can vary greatly by location. Urban areas tend to have higher rates due to increased traffic and higher risk of accidents, while rural areas often have lower rates.
Driver’s Age and Driving History: Young and inexperienced drivers often face higher insurance premiums. A clean driving record with no accidents or violations generally leads to lower rates.
Coverage Levels: The type and amount of coverage you choose significantly impact your insurance costs. Liability-only coverage is typically cheaper than comprehensive or collision coverage.
Deductible: Your deductible is the amount you’re responsible for paying before your insurance coverage kicks in. A higher deductible often results in lower premiums, but it means you’ll pay more out of pocket in the event of a claim.
Credit Score: In some regions, insurance companies use credit scores to help determine premiums. A higher credit score can lead to lower rates.
Discounts: Insurance companies offer various discounts, such as safe driver discounts, multi-policy discounts, and more. Taking advantage of these discounts can reduce your premiums.
Annual Mileage: The number of miles you drive annually can affect your rates. The more you drive, the higher the risk, and the higher your premiums may be.
Car AND DRIVER
2024 Mazda CX-90 today was named as Car and Driver Editors' Choice
Top Safety Pick+
MAZDA has 7 models who have ranked in as Top Safety Pick+ in the last 4 years.
Most Popular Mazda Models
The most popular Mazda model is typically the Mazda CX-5, a compact SUV that has gained widespread appeal due to its stylish design, reliability, and sporty driving dynamics. It is a best-seller for Mazda and consistently ranks as one of the most popular vehicles in its segment.
Several factors contribute to the CX-5’s popularity:
Stylish Design: The CX-5 features Mazda’s “Kodo” design language, which is sleek and modern, making it stand out among other compact SUVs.
Fun to Drive: Mazda vehicles are known for their engaging driving dynamics, and the CX-5 offers sporty handling while maintaining the practicality of an SUV.
Safety Features: The CX-5 comes equipped with a variety of advanced safety features, which have helped it earn high safety ratings.
Fuel Efficiency: Despite being an SUV, the CX-5 offers good fuel efficiency, making it attractive to both families and daily commuters.
Other popular Mazda models include the Mazda3 (compact sedan/hatchback) and the Mazda CX-30 (subcompact SUV), but the CX-5 continues to be Mazda’s flagship in terms of sales and popularity.
Cheapest Models to Insure
The Mazda3 is typically the cheapest Mazda car to insure. Available as a compact sedan or hatchback, the Mazda3 is known for being an affordable, reliable, and efficient vehicle, which generally results in lower insurance premiums.
Here’s why the Mazda3 tends to have lower insurance costs:
Affordability: As one of Mazda’s least expensive models, the overall cost of repairs and replacement is lower compared to more expensive or larger vehicles, contributing to reduced insurance rates.
Good Safety Ratings: The Mazda3 consistently earns high safety ratings, which can lower insurance premiums. It’s equipped with advanced safety features such as automatic emergency braking, adaptive cruise control, and lane-keeping assist.
Fuel Efficiency: The Mazda3’s smaller size and efficient engine also make it a practical, cost-effective choice for many drivers.
In addition to the Mazda3, the Mazda CX-30, a subcompact SUV, may also have relatively low insurance costs, thanks to its compact size and affordability. However, the Mazda3 typically ranks as the most affordable to insure among Mazda’s lineup.
Most Expensive Models to Insure
The most expensive Mazda car to insure is typically the Mazda CX-9 or Mazda MX-5 Miata. Here’s why each model may have higher insurance costs:
Mazda CX-9:
- Type: Midsize, three-row SUV
- Reason for higher insurance: The CX-9 is Mazda’s largest and most premium SUV. It has a higher price tag, advanced safety and luxury features, and a larger engine compared to other models in the Mazda lineup. Repair costs for an SUV of this size can also be higher, contributing to increased insurance premiums.
Mazda MX-5 Miata:
- Type: Convertible sports car
- Reason for higher insurance: As a performance-oriented sports car, the MX-5 Miata is associated with higher risk due to its sporty driving nature and potential for higher-speed driving. Convertibles also tend to be more expensive to insure, given their structural differences and the higher cost of repairing soft tops.
While these models are typically more expensive to insure, the actual insurance cost for any Mazda vehicle can vary based on factors like your driving history, location, and the specific insurance provider.
Want to Get a specific Quote?
Let us help you beat inflation by finding the best deal to meet your needs. As a trusted online insurance marketplace, we connect consumers like you to local agents and carriers across the United States. Still shopping around? Visit our Auto Insurance Compare Page
Save On Your Insurance
Lower your monthly expenses and have more money to put towards other important things in your life.
