Auto Insurance Pricing Kia

Welcome to our Kia® Compare Page

Here you can learn more about Car Insurance Pricing and Kia, one of the leading car brands in the United States. We’ll compare the most affordable and expensive makes and models on average for car insurance in the US.

What Factors go into Insurance pricing?

The average car insurance payment can vary significantly depending on various factors. These factors include:

Location: Insurance rates can vary greatly by location. Urban areas tend to have higher rates due to increased traffic and higher risk of accidents, while rural areas often have lower rates.

Driver’s Age and Driving History: Young and inexperienced drivers often face higher insurance premiums. A clean driving record with no accidents or violations generally leads to lower rates.

Coverage Levels: The type and amount of coverage you choose significantly impact your insurance costs. Liability-only coverage is typically cheaper than comprehensive or collision coverage.

Deductible: Your deductible is the amount you’re responsible for paying before your insurance coverage kicks in. A higher deductible often results in lower premiums, but it means you’ll pay more out of pocket in the event of a claim.

Credit Score: In some regions, insurance companies use credit scores to help determine premiums. A higher credit score can lead to lower rates.

Discounts: Insurance companies offer various discounts, such as safe driver discounts, multi-policy discounts, and more. Taking advantage of these discounts can reduce your premiums.

Annual Mileage: The number of miles you drive annually can affect your rates. The more you drive, the higher the risk, and the higher your premiums may be.

Top Safety Pick+

Kia Telluride is a 2024 IIHS Top Safety Pick+

AutoTrader

All-Electric KIA EV9 named “Best New Cars of 2024” by AutoTrader.

Most Popular Kia Models

Kia models consistently popular among consumers include:

Kia Sorento: The Kia Sorento is a midsize SUV known for its versatility, spacious interior, and family-friendly features.

Kia Sportage: The Kia Sportage is a compact SUV that has gained popularity for its stylish design, practicality, and advanced features.

Kia Soul: The Kia Soul is a subcompact crossover known for its unique boxy design, spacious interior, and affordability.

Kia Telluride: The Kia Telluride is a midsize SUV that has been highly acclaimed for its upscale interior, comfortable ride, and extensive features, making it very popular among families.

Kia Forte: The Kia Forte is a compact sedan known for its value, fuel efficiency, and modern technology.

Kia Optima/K5: The Kia Optima, now rebranded as the Kia K5, is a midsize sedan that offers a blend of style, performance, and features.

Cheapest Models to Insure

Generally, more affordable and lower-powered vehicles may have lower insurance premiums compared to high-performance or luxury models. Kia models that might have lower insurance costs include:

  1. Kia Rio: The Kia Rio is a subcompact car known for its affordability, fuel efficiency, and simplicity, which can contribute to lower insurance premiums.

  2. Kia Forte: The Kia Forte is a compact sedan that offers good value for money, fuel efficiency, and modern features, often resulting in reasonable insurance rates.

  3. Kia Soul: The Kia Soul is a subcompact crossover with a unique design and practical features, which can help keep insurance costs down.

  4. Kia Seltos: The Kia Seltos is a subcompact SUV that is relatively affordable and practical, potentially leading to lower insurance premiums.

Most Expensive Models to Insure

Generally, high-performance or luxury models tend to have higher insurance premiums due to their higher repair and replacement costs. Kia models that might have higher insurance costs include:

  1. Kia Stinger: The Kia Stinger is a sports sedan known for its powerful performance, luxury features, and high-end design, which can lead to higher insurance premiums.

  2. Kia Telluride: The Kia Telluride is a midsize SUV with upscale features and a larger size, potentially resulting in higher insurance costs.

  3. Kia K900: The Kia K900 is a luxury sedan offering premium features and a higher price point, which can contribute to higher insurance rates.

  4. Kia Sorento: Particularly in its higher trims with more advanced features and larger engine options, the Kia Sorento may have higher insurance premiums.

Want to Get a specific Quote?

Let us help you beat inflation by finding the best deal to meet your needs. As a trusted online insurance marketplace, we connect consumers like you to local agents and carriers across the United States. Still shopping around? Visit our Auto Insurance Compare Page

Save On Your Insurance

Lower your monthly expenses and have more money to put towards other important things in your life.