Small Business Owners, Here Are 4 Tips For Your Safety And Security

We often look at the individual’s place in the various insurance markets here at Hometown Quotes. However, one fact that sometimes gets overlooked is this: small business owners are individuals, and in their positions as job creators and sustainers, they have an entirely unique set of concerns and circumstances that need to be addressed. In that spirit, we turned to our friends at Allstate for some help compiling tips on safety and security for the small business owner. Here were some of their recommendations:


Get Alarmed.

These days it seems like there is an alarm for everything. While mobilizing with a good set of alarms can add a few extra dollars to the bottom line, it’s overall in the best interests of your business. Allstate notes that “Many commercial codes regulate smoke and carbon monoxide (CO) protection. Depending on the size and layout of your business, consider upgrading or adding smoke and CO detectors as an extra safety measure for your employees. By adding extra alarms, you and your staff may be better prepared to be properly alerted in case of an emergency. If your business is home-based, consider that the National Fire Protection Association advocates for a smoke alarm in every bedroom, outside each sleeping area and on every level of the home, including the basement. As the old adage goes, it is better to be safe than sorry.”


Protect Your Computers.

Cyber crime is a growing concern for mega corporations, but don’t think because you run a small business that you’re immune from the predators that are out there. “Small businesses can … be vulnerable, so it is important to keep operating systems, web browsers and anti-virus packages up-to-date,” Allstate guest blogger Debbie Hanson stated. “It’s easy to put off update reminders that pop up on your screen, but I recommend updating regularly to prevent malicious software from attacking your computer and network.”


Watch For Suspicious Behavior.

You never know who will seek to victimize your business. It could be an outsider, but more often than not, it’s someone close to you. As Hanson states, “Surveillance cameras are a popular and cost-effective way to help prevent crime at work. You can even install security cameras with DVR capabilities, which can record and play back video and allow you to monitor for suspicious behavior while you’re away from the office.”

Similar systems may be set up for home-based businesses, though this kind of crime may be less of a concern depending on how small you are.


Protect All Assets.

As a small business owner — especially one who employs other people — you’ve got a lot on your plate. Tax documents, files, leases, insurance information. Hanson notes that disasters can strike at any time and urges you toward safe storage. “Safes offer convenient storage, and there are models available that can offer protection from fire and water damage,” she says. “Plus, many include removable shelves, digital locking systems and bolt-down protection that can also help keep you well-organized.”


In Summary

Small business owners are the biggest job creators in America, but there are a lot of risks and dangers out there that can threaten to derail the business, leaving them without income and their employees without jobs. By getting prepared now and staying vigilant against new threats, a small business owner is ahead of the competition.

If you’re a small business owner, what are some specific recommendations that have helped you keep things rollicking along? What things do you do every day, week, and/or month to ensure peace of mind for yourself and your employees? Share your thoughts in our comments section.

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