4 Preventative Tips Homeowners Should Know To Avoid Burglary

home lock

Photo from David Laundra

 

Do your homeowners insurance customers have concerns over home burglary and theft? While they’re probably covered on their policies for most of what might happen in that type of situation, preventative action is always best, and they may not be doing all they can to take it. As an insurance agent, you can not only be the person they go to for questions and advice, you can also help them to rethink how they’re protecting their home. To make 2015 a safe and happy year for all your homeowner customers, think about sharing these tips.

 

One: Get Upgraded Locks.

Technology is a wonderful thing, but it can also create issues when thieves are upgrading their tools of the trade as well. As Allstate notes, it’s best for homeowners to think about upgrading their locks every year or two.

“When choosing locks for your exterior doors, look for models labeled with a durability rating of Grade 2 or better and deadbolts that extend at least 1 inch,” writes Allstate contributor Cristel Mohrman. “Upgrading your locks may provide an additional layer of security, but even the best locks won’t last forever … A Grade 1 lock that is used 10 times per day may last for 11 years.”

 

Two: Lock Up!

Envision this. You’ve just gotten home from work or grocery shopping. Your mind is fried and so you walk to the door leading from the garage into the home. You pause at the button and push it before closing the door and advancing inside. You just assume that you’re safe and sound. However, creepy as it may sound, someone could be casing your house. They could spring into action quickly and duck under the garage door before it closes completely. (Not every garage door has an automatic sensor that stops the progress of the door.)

The homeowner’s moment of carelessness can make it very easy for burglars to get into the house and plan a surprise attack. Therefore, it’s important not only to stay and make sure the door closes all the way, but to lock the door from garage to home. It would also be wise to advise the homeowner to keep other doors locked while they are home or away.

 

Three: Avoid Repetitive Routines.

It’s fine to have some routines, but a homeowner should not become so indoctrinated to their routine that they never waver from it. Instead they should regularly “shake things up” by going to grocery shop at different times, getting home from work at different times, and working from home (if possible) during rotating days of the week. This can make it difficult for a burglar to get a read on the homeowner’s routine, and they will likely move on to an easier target.

 

Four: Keep Quiet About Electronics And Other High-End Purchases

A common way for homeowners to get targeted is to share high-end purchases, such as that latest 70-inch flatscreen, on Facebook. Whenever someone broadcasts their big-ticket items for a mass following to see, they are attracting attention from people that they would be better off avoiding. While a homeowner may be proud of the purchase, they need to think about all the ways they’ve made themselves vulnerable when they advertise.

 

In Summary

Fewer claims mean a safer, happier existence. If homeowners are concerned about becoming the targets of burglary and theft, advise them to follow the above advice, and they will likely have nothing to worry about down the road.

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