Getting Organized For 2015: Steps Every Insurance Customer Should Be Taking Now


Photo from Ali Edwards


The New Year is a time to look back on old processes and reevaluate their effectiveness. Getting organized can make a world of difference in how one lives life in terms of nutrition, finances, fitness, and safety. Until one sees what isn’t working and recommits to improvements, the year ahead will be fraught with the same weaknesses as the year behind. From an insurer perspective, 2015 is a great time to remind clients of steps they can make now to improve their lives in areas that relate to their insurance needs. To assist, Allstate has shared these reminders. We suggest passing them along to your customers.


Cleaning Out The Junk Drawer

You know the one. It’s long, narrow, and has an assortment of who-knows-what inside. It’s usually located in the kitchen, and any time you’re looking for something and you can’t find it anywhere else it’s where you look as a last resort.

Allstate’s Cristel Mohrman recommends “cleaning out the entire drawer and discarding anything that’s broken, dirty or that you no longer need, then use open drawer containers in an assortment of sizes for pens, pencils and other small items.”

Being able to find things quickly can come in handy in emergency situations, and the junk drawer is no exception.


Empty The Medicine Cabinet

Staying safe medically is an important insurance need, and making sure that the medicine cabinet stays clear of expired medications and potentially addictive prescription drugs that are no longer necessary is a step in the right direction. As Mohrman notes, “consult the U.S. Food and Drug Administration for disposal guidelines for unused or expired medication.”

She also recommends tossing out toothbrushes if you’re not sure when the last time you replaced it was. (Germ traps that can become counterproductive to your dental hygiene as time goes on.)


Get Files In Order

Being able to find home warranty information, inspection reports, tax returns, etc., at a moment’s notice will keep clients prepared for whatever life throws their way. A clean and effective filing system is key, and to achieve this Mohrman suggests “discarding … any duplicate paperwork and shredding unneeded financial documents.”

“Purchase a desktop organizer and label slots to sort items that require your attention. Next, use separate folders to store receipts and proof of payment. Reduce the amount of mail you receive by canceling subscriptions to magazines and catalogs you no longer need,” she adds.

One more thing: if you’re tired of paper clutter, consider signing up for a service like Evernote that allows you to add notes, photos, etc., to keep tabs on important paperwork and receipts. The account constantly syncs between devices, and you can access all your stuff no matter if you’re on an Apple or Android device.


Minimize Wardrobe

Getting rid of old clothes by giving them to charity not only helps out someone in need, it can also be taken as a tax deduction whenever one meets with their accountant.


Revisit Storage Facilities And/Or Areas

You’ve heard the old question: if you store something for a year or more and you still don’t need it, then is it really necessary to have it in the first place? If customers keep a storage facility, have a storage shed, or both, encourage them to make time in January to go through everything with a fine-tooth comb and discard any items that are no longer necessary. Also, electronics must be disposed of or recycled in a certain way, so make sure they know to contact their city’s department of sanitation for details.


In Summary

Getting organized in the New Year is one way that customers can start making better decisions for their families and financial needs. As their insurance agent, feel free to pass along these reminders on your blog or social networks.

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